What is A.M. Best?

    A.M. Best Co., established in 1899, is the world’s oldest and most authoritative source of insurance company
    ratings. Best’s ratings are the definitive symbol signifying the financial strength and operating performance of
    insurance companies worldwide.


    How do A.M. Best’s ratings work?

    A.M. Best ratings are an independent opinion, based on a comprehensive quantitative and qualitative evaluation,
    of an insurance company’s balance sheet strength, operating performance and business profile.

    What is Best’s FSR?        

    Best’s FSR stands for Best’s Financial Strength Rating. It is an opinion as to an insurer’s financial strength and
    ability to meet its ongoing obligations to policy holders.

    How are Best FSR’s defined?

    Best FSR’s are best defined by the following chart*:
Guide to A.M. Best Ratings
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    The ultimate quality of a Nonprofit insurance policy is measured by the carrier's ability to meet the ongoing obligations to
    policyholders. The Insurance Industry relies on A.M. Best as the true measure of an insurance's company performance.

Standing

Rating

Descriptor
Secure

A++,A+
A,A-
B++,B+

Superior
Excellent
Very Good
Vulnerable
B,B-
C++,C+
C,C-
D
E
Fair
Marginal
Weak
Poor
Placed by an insurance authority under supervision
* Only a partial listing; please visit www.ambest.com for complete description
C & C Insurance Services, Inc.
Houston, TX
Tel.: 281-499-4296
Fax : 281-499-4297
E-mail: support@ccisi.com